Privacy Policy
This Website is operated by First Choice Credit Management, LLC. (“FCCM) And this privacy policy applies to all websites owned, operated, controlled and otherwise made available by company, its members, affiliate companies and supported organizations.
Introduction
FCCM recognizes the importance of privacy and security and respects your privacy concerns. This Privacy Policy is designed to assist you in understanding how FCCM collects and uses the personal information you provide to assist you in making informed decisions when using Company Website and FCCM’s products and services.
FCCM has organized this Privacy Policy to answer questions that we have found to be of most interest to consumers. If you do not see the answer to any question you may have about the information collected, how the information is collections and what is done with the information collected, please contact FCCM at the following address:
First Choice Credit Management, LLC
1665 Palm Beach Lakes Blvd. Suite 800
West Palm Beach, FL. 33401
Or via Email at Info@firstchoicecm.com
What Information Do We Collect?
FCCM collects and maintains the information you provide, such as:
* Any information you provide on applications or forms when you request a product or service, such as your income and accounts with others. This information may include your name, your address, your telephone number and, in some cases, your Social Security number. Depending upon the product or service you request, you may also be asked to provide additional information, such as the amount of your current unsecured debt and the identity of your creditors, information about your mortgage and other financial and personal information.
- Information we receive about your transactions with us, such as your account balance, payment history and credit card usage.
- Information we receive from a third party, such as a credit bureau, about your credit history or employment status.
- Information, such as your e-mail address, that you provide to us when you register to receive communications from us or when you communicate with us through our customer service facility, or otherwise correspond with us.
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for purposes of administering and expanding our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at info@firstchoicecm.com
What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Website to access the cookies it has already sent to you, not the cookies sent to you by other sites.
How Do We Use Information We Collect from Cookies?
As you browse our Website, the site uses its cookies to differentiate you from other shoppers so your shopping cart is only available to you. In some cases, we also use cookies to prevent you from seeing unnecessary advertisements or requiring you to log in more than is necessary for security. Cookies, in conjunction with our Web server’s log files, allow us to calculate the aggregate number of people visiting our Website and which parts of the site are most popular. This helps us gather feedback in order to constantly improve our Website and better serve our customers. Cookies do not allow us to gather any personal information about you and we do not generally store any personal information that you provided to us in your cookies.
Sharing Information with Third Parties
We do not share your information with any third parties.
Notice of New Services and Changes
Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services and special offers we think you will find valuable. As our customer, you will be given the opportunity to notify us of your desire not to receive these offers by sending us an email request at info@firstchoicecm.com
How Do We Protect Your Information?
Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. Some of the information you may enter on our Website may be transmitted securely via Secure Sockets Layer SSL, 128 bit encryption services, which are enabled by a third party certificate authority. Pages utilizing this technology will have URLs that start with HTTPS instead of HTTP. Please contact info@firstchoicecm.com if you have any questions or concerns.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing info@firstchoicecm.com
Certain Disclosures
We may disclosure your personal information if required to do so by law or subpoena or if we believe that such action is necessary to (a) conform to the law or comply with legal process served on us or Affiliated Parties; (b) protect and defend our rights and property, the Site, the users of the Site, and/or our Affiliated Parties; (c) act under circumstances to protect the safety of users of the Site, us, or third parties.
What About Other Websites Linked to Our Website?
We are not responsible for the practices employed by Websites linked to or from our Website nor the information or content contained therein. Often links to other Websites are provided solely as pointers to information on topics that may be useful to the users of our Website.
Please remember that when you use a link to go from our Website to another Website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other Website, including Websites which have a link on our Website, is subject to that Website’s own rules and policies. Please read over those rules and policies before proceeding.
Your Consent
By using this Website you consent to the collection and use of your personal information as described in this Privacy Policy. If we change our privacy policies and procedures, we will post those changes on our Website to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.
